Welcome to the Rural Development, Rural Housing Service, Home Loans Web site. As a part of USDA Rural Development, our mission is to be a cost-effective service provider that strives to help homeowners and their families remain successful homeowners throughout the term of the loan.
To be eligible for a USDA loan, applicants must meet the basic eligibility. income; Property serves as the primary residence and is located in a qualified rural area. and requirements in addition to those set by the USDA's Rural Development.
The USDA, Economic Research Service, provides insight to rural definitions with an article, Defining the "Rural" in Rural America: The use of different definitions of rural by Federal agencies reflects the multidimensional qualities of rural America. In this article one point brought out for defining rural is, "The choice of a rural definition.
Guaranteed Approval Home Loans A USDA home loan is a zero down payment mortgage loan with low mortgage rates for eligible rural and suburban homebuyers. Find out if you qualify for a USDA home loan and start your search today.