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Mortgage Insurance: Upfront MIP of 1.75% added to the loan, monthly premium = loan amount x .85% / 12 mo. mortgage insurance lasts for the life of the loan unless it is a 15 year term Seller can contribute up to 6% of sales price towards closing costs & escrows
Home equity line of credit (HELOC): Your lender sets a credit limit based on the equity in your home, and you can borrow against that limit at any point while the line of credit it still open, typically five to 10 years. Then you have between 10 to 20 years to repay the loan.
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Private mortgage insurance (PMI) isn't just for people who can't afford a 20% down.. MGIC, Radian, Essent, National MI, United Guaranty and Genworth are .
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LANSING, MI – Men from Vermont and Florida have been charged for a racketeering scheme in which they used 190 illegal vehicle loans to steal $258,000 from Michigan borrowers. William McKibbin, 39, of.
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